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Terms of Service

Seva ke Niyam aur Shartein | Terms and Conditions

Last updated 7 November, 2026

Welcome to KhataBhai! These Terms of Service (“Terms”) govern your use of the KhataBhai service operated by KhataBhai Digital Solutions. Please read these terms carefully before using our service.

Hindi mein: KhataBhai mein aapka swagat hai! Yeh Terms hamari service use karne ke niyam hain. Service use karne se pehle inhe zaroor padhein.

1. Acceptance of Terms

शर्तों की स्वीकृति

By using KhataBhai's services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service. KhataBhai use karne se aap in terms se bound hote hain. Agar aap agree nahi karte, toh please service use na karein.

2. Description of Service

सेवा का विवरण

KhataBhai provides an online store and business billing service for businesses in India. It works on the web, on WhatsApp and in the KhataBhai app for Android, all on the same records. Our services include: • An online store, where customer orders reach you as Sales Orders that you turn into Invoices • Invoices, created on the web, in the app, or on WhatsApp by text, voice note or a photo of a written list, and shared with customers • Stock tracking for your Items, and customer dues (udhaar) tracking • Payment reminders that you send to customers • Staff accounts with roles KhataBhai is offered in plans: Free, Essential, Grow, Business and Scale. What each plan includes is shown on the Pricing page (khatabhai.com/pricing). KhataBhai online store aur business billing service hai: web, WhatsApp aur Android app par, ek hi records ke saath. Kis plan mein kya milta hai, yeh Pricing page par dikhaya gaya hai.

3. User Eligibility

उपयोगकर्ता पात्रता

To use KhataBhai, you must: • Be at least 18 years of age • Have a valid WhatsApp account • Have legal authority to operate a business in India • Provide accurate and complete registration information • Not be previously banned from our services

4. Account Registration & Security

खाता पंजीकरण और सुरक्षा

When registering for KhataBhai: • You must provide accurate business and personal information • You are responsible for maintaining the confidentiality of your account • You must notify us immediately of any unauthorized access • One WhatsApp number can only be associated with one KhataBhai account • We reserve the right to suspend accounts with suspicious activity

5. Acceptable Use Policy

स्वीकार्य उपयोग नीति

You agree NOT to use KhataBhai for: • Any illegal activities or fraudulent purposes • Sending spam or unsolicited messages to customers • Storing or transmitting illegal content • Attempting to hack, exploit, or damage our systems • Impersonating others or providing false information • Reselling our services without authorization • Any activity that violates WhatsApp's Terms of Service

6. Pricing & Payments

मूल्य निर्धारण और भुगतान

Plans: • KhataBhai is one product offered in plans: Free, Essential, Grow, Business and Scale • The Free plan costs ₹0 and does not expire. Paid plans add features and monthly credits • Current prices and what each plan includes are shown on the Pricing page (khatabhai.com/pricing). Scale is priced on request Free Trial: • When a free trial is on offer, a new business gets a 7-day Grow trial, once per owner phone number. Whether a trial is on offer is shown on the pricing page and at signup • When the trial ends, the business moves to the Free plan unless a paid plan is bought. No data is deleted: features the Free plan does not include become read-only and can be exported Payment Terms: • Paid plans are billed monthly, every 3 months, every 6 months or yearly, in advance, as chosen at checkout. Credits reset every month on every billing period • Payment is collected by UPI AutoPay through PhonePe. A paid plan renews automatically at the end of each billing period until it is cancelled • Prices are subject to change with 30 days notice • No hidden charges Credits, Usage Limits & Fair Use: • Paid plans include a monthly number of credits, shown on the pricing page. Credits pay for work that other companies charge us for: WhatsApp messages and bot replies sent from the KhataBhai number, maps and address lookups, and AI. Each action uses the number of credits shown on the pricing page. AI uses credits by the actual cost of the work, with the minimum shown on the pricing page. e-Invoice and e-Way Bill are coming soon. • Plan credits reset on the 1st of every month and are used first; unused plan credits do not carry over. Credits you buy are used after plan credits, oldest first, and expire 12 months after purchase. Credits have no cash value and are not refundable once used • Actions triggered by your store's shoppers (such as checkout codes and address lookups) may use only a part of your plan credits each month, as shown on the pricing page, and never credits you bought • When you have no credits left, only the actions that need credits stop until credits are added or renewed. Your online store, orders, invoices, records and the web app keep working. On WhatsApp, the bot sends one short notice a day and then stays quiet until credits return • Plans bought before credits were introduced keep their own monthly allowances (AI, WhatsApp messages, map lookups), shown in Plan & Billing, until we give notice of a change • Online orders and store visitors have no plan limit. If traffic goes far beyond normal business use, we may serve a light catalog page and will contact you about a suitable plan • To protect service quality for all users, KhataBhai may apply platform-level safeguards against abnormal or automated usage, such as hiding a live map past a safety line • Credit costs and plan credits may be revised with prior notice Paid plans mein har mahine credits milte hain. WhatsApp messages, maps aur AI credits se chalte hain. e-Invoice and e-Way Bill abhi coming soon hain. Credits khatam hone par sirf wahi kaam rukta hai; aapka store, orders, invoices aur web app chalte rehte hain. Service quality ke liye abnormal ya automated usage par safeguards lagaye ja sakte hain.

7. Cancellation & Refunds

रद्दीकरण और धनवापसी

Cancellation: • You can cancel a paid plan (Essential, Grow, Business and Scale) anytime from Account → Subscription • Service continues until the end of the current billing period • After that, your business moves to the Free plan and keeps its data Refunds: • Refund requests must be made within 7 days of payment and are reviewed one by one. Cancelling a plan does not by itself refund the current billing period • Refunds are processed within 5-7 business days • See our detailed Refund Policy for more information

8. Data Ownership

डेटा स्वामित्व

Your Data: • You retain ownership of all your business data • You can export your data at any time • Upon account deletion, your data will be removed within 30 days Our Rights: • We may use anonymized, aggregated data to improve our services • We do not sell your personal or business data to third parties

9. Service Availability

सेवा उपलब्धता

We work to keep KhataBhai available, but: • Service may be temporarily unavailable for maintenance • We are not liable for WhatsApp outages or issues • We will notify users of planned maintenance in advance • Force majeure events may affect service availability

10. Intellectual Property

बौद्धिक संपदा

KhataBhai Ownership: • KhataBhai name, logo, and branding are our trademarks • Our software and technology are proprietary. AI models we use from third-party providers belong to those providers • You may not copy, modify, or distribute our software Your Content: • You retain rights to content you create using our service • You grant us license to use your content to provide services

11. Limitation of Liability

दायित्व की सीमा

To the maximum extent permitted by law: • KhataBhai is provided "as is" without warranties • We are not liable for any indirect or consequential damages • Our total liability is limited to fees paid in the last 12 months • We are not responsible for customer disputes or payment collection • We are not liable for data loss due to user error

12. Indemnification

क्षतिपूर्ति

You agree to indemnify and hold KhataBhai harmless from any claims, damages, or expenses arising from: • Your violation of these Terms • Your use of the service • Your violation of any third-party rights • Any content or data you submit through the service

13. Termination

समाप्ति

We may terminate or suspend your account if: • You violate these Terms of Service • You engage in fraudulent or illegal activities • You fail to pay subscription fees • We are required to do so by law Upon termination: • Your access to the service will be immediately revoked • You may request export of your data within 7 days

14. Dispute Resolution

विवाद समाधान

Any disputes arising from these Terms shall be: • First attempted to be resolved through mutual discussion • Subject to arbitration under Indian Arbitration Act • Governed by the laws of India • Subject to exclusive jurisdiction of courts in Gujarat, India

15. Changes to Terms

शर्तों में बदलाव

We may update these Terms: • Changes will be posted on this page • Significant changes will be notified via WhatsApp or email • Continued use after changes implies acceptance • If you disagree with changes, you may cancel your account

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